Overview of HDFC Diners Club Black Credit Card
Do you take a lot of trips and want to save money in the process? The HDFC Diners Club Black Credit Card is here to make your travels more rewarding. This premium credit card offers a vast range of benefits, including exclusive discounts, cash back rewards, airline miles, and complimentary airport lounge access.
With the HDFC Diners Club Black Credit Card, you can enjoy up to 10 times more rewards on every purchase at select HDFC merchant outlets. You get 5 Reward Points for every Rs 150 you spend and also get cashback of up to 5% on select categories like fuel, department stores, travel and dining. Plus, you get 50 Reward Points for every Rs 150 spent at select partner outlets.
You also receive a complimentary membership to the Priority Pass program with 8 complimentary accesses per year. This gives you exclusive access to over 1,000 airport lounges across 120 countries worldwide.
And last but not least – your HDFC Diners Club Black Credit Card comes with Zero Lost Card Liability Protection – so in case your card is lost or stolen, you don’t have to worry about any fraudulent transactions made on your card.
So if you’re looking for a credit card that rewards you for your travel spends, look no further than the HDFC Diners Club Black Credit Card!
Benefits and Features of the Card
The HDFC Diners Club Black Credit Card provides an excellent way to get the most out of your spending. With this card, you can enjoy a host of benefits and features, such as:
- Top-tier rewards: Earn 3 Reward Points for every ₹150 spent on your HDFC Diners Club Black Credit Card, plus bonus rewards on dining, travel and even grocery purchases. You can redeem your points for cash back against select bills, or choose from a wide selection of merchandise!
- Concierge services: Get 24/7 assistance with travel bookings, restaurant reservations and more – all at the touch of a button.
- No fee airport lounge access: Enjoy complimentary access to over 1,000 lounge networks across lounges in India as well as worldwide.
These features provide an easy way to reap rewards while you spend – and they are just a few of the benefits offered by the HDFC Diners Club Black Credit Card.
How Does a Diners Club Black Credit Card Compare to Others?
You might be wondering how the HDFC Diners Club Black Card stacks up to other credit cards. With its 10X Reward Points and exclusive rewards, the HDFC Diners Club Black card stands out from the rest.
10X Rewards Points
Unlike other cards, the HDFC Diners Club Black Card gives you 10X Reward Points on all your dining spends. That means that you get 10 times more reward points for every rupee you spend at a restaurant or hotel – bang for your buck!
And that’s not all–you also get a bonus of 5,000 reward points when you spend Rs 30,000 in three months of card membership. So those points add up quickly!
Exclusive Rewards
The HDFC Diners Club Black Card offers unique rewards that can’t be found anywhere else. For example, you can avail hotel discounts of up to 20% in Singapore and Malaysia with the card. You’ll also get an additional 5% CashBack on EMI transactions made at select outlets—making it a great choice for those looking for savings.
Overall, the HDFC Diners Club Black Credit Card is designed to reward you with more exciting benefits than any other credit card—making it an ideal choice if you’re looking for a well-rounded rewards program.
What Are the Eligibility Criteria for Getting a Diners Club Credit Card?
When you’re thinking of getting a Diners Club Black Credit Card, it’s important to make sure you meet the eligibility requirements. To be eligible for an HDFC Diners Club Credit Card, you must:
- Have a steady annual income of more than ₹12 lakhs.
- Be at least 18 years old (21 for international cards).
- Hold a valid Indian bank account.
- Have a valid passport or other photo ID issued by the Government of India.
- Have a good credit score and responsible credit history with no defaults in the last 18 months prior to the application date.
To get your hands on an HDFC Diners Club Credit Card, all you need to do is fill out an simple application form and submit it along with other necessary documents like proof of identity and income details like salary slips, bank statements and KYC documents (if applicable). Once approved, you can enjoy all the exclusive benefits that come with being a cardholder!
What Rewards Can I Expect From Using My HDFC Diners Club Black Credit Card?
Ready for some amazing rewards for using your HDFC Diners Club Black Credit Card? We thought so! The great news is that the rewards can apply to just about any purchase you make. Here are some of the key rewards you can expect when using your HDFC Diners Club Black Credit Card:
Cashback rewards
Get 1.5% cash back on every eligible purchase. Whether it’s a new home entertainment system or a weekend getaway, you’ll receive 1.5% cash back on your purchase – with no cap!
Reward points
Earn points when you shop at more than 17,000 outlets across India, including supermarkets, gas stations and shopping malls. The reward points can be redeemed for merchandise and travel benefits that don’t expire.
Exclusive offers
Enjoy exclusive offers from leading hotels, restaurants and brands like Taj Hotels, Yatra and Nike—just for being an HDFC Diners Club Black credit card holder! You could also enjoy free access to some of the best airport lounges in India, depending on your eligibility.
It’s super easy to reap the rewards from using the HDFC Diners Club Black Credit Card: just sign up and start enjoying all these amazing perks!
What Are the Fees and Charges Associated With the HDFC Diners Club Black Credit Card?
The HDFC Diners Club Black Credit Card comes with a range of fees and charges associated with it. Before applying, it’s important to understand the various fees you may need to pay.
Annual Fee
An annual fee of INR 10,000 will apply for the card and this can be waived off on spending annually more than INR 5 lakhs.
Joining Fee
When you apply for the HDFC Diners Club Black Credit Card, you will need to pay a joining fee of INR 10,000 + applicable taxes. This fee is waived off if you spend above INR 5 lakhs in the first 90 days of card issuance.
Interest Rate
The interest rate associated with the card is 3.05% per month on outstanding balances (39.60% APR). All cash withdrawals come with an interest rate of 2.99% per month (35.88%) APR). Late payment charges will be applicable on all unpaid amounts exceeding the due date by a margin of more than 3 days. The late payment charges are up to 2% of the overdue amount plus GST as applicable.
Cash Withdrawal Fees
A cash advance fee applies when withdrawing cash from any ATM using your HDFC Diners Club Black Credit Card—the fee is 2% with a minimum charge of INR 500 + GST as applicable and up to maximum INR 4,999 depending on the type of transaction made through ATM or POS machines in India and abroad.